Louisville Car Insurance Information

Downtown Louisville

Louisville Insurance

Louisville’s Car Accident History

One thing that affects your insurance rates is the geographic area that you live and drive in.

In Louisville, there were 67 fatal car accidents in 2008.  These accidents involved 91 vehicles, and 32 of these accidents were caused by drunk drivers.  There were 150 people involved in these accidents and 27 pedestrians.  Louisville has a higher rate than the Kentucky State average of fatal accidents per 100,000 population.

How much do Louisville Residents Drive?

Louisville residents drive their cars frequently.  A majority of residents drive alone to work (74%), 13% carpool, 7% take public transit, and 2% work from home.  The average commute time to work is 22.5 minutes (USA average = 27.4 minutes).

In Louisville, 20.5% of households do not own a car.  43.5% own 1 car, 27.4% own 2 cars, and 8.7% own 3 cars or more.

To find out exactly what you would have to pay for Car insurance in Louisville, please fill out one of our free online Louisville Auto Insurance quote forms.