Louisville Motorcycle Insurance
Owning a motorcycle can be one of the most exhilarating experiences of your life. When purchasing a motorcycle insurance policy in Louisville, Kentucky there are a couple of things that you need to know: You need to keep the same liability limits as on your vehicle. Remember, liability covers your assets against lawsuits so you need enough liability to protect those assets. You also need to be aware how personal injury protection (PIP) works in Kentucky. PIP covers medical bills for the driver while on the motorcycle. The state minimum is $10,000. This coverage is very expensive, usually doubling the cost of the insurance. You do have the right to reject this coverage. If you have major medical insurance though an employer or an individual plan, make sure that they will cover bills arising from a motorcycle accident. Most will if you motorcycle insurance denies payment (because of PIP rejection). We would love to give you a personalized quote for your motorcycle. Please fill in the motorcycle quote form on this page.